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Average employee contribution to family health insurance exceed $7,000 in 2025?
3
Resolution / Starting Odds
Yes • 50%
No • 50%
2025 benchmark employer health benefits survey by KFF
Story
US Family Health Insurance Premiums Surge 7% to $25,572, Highest Growth in Over a Decade
Oct 9, 2024, 01:29 PM
According to the 2024 benchmark employer health benefits survey by KFF, annual family premiums for employer-sponsored health insurance in the United States increased by 7% for the second consecutive year, reaching an average of $25,572. This growth rate is the highest in more than a decade and is more than double the US inflation rate. Workers contribute an average of $6,296 annually toward the cost of family coverage. Over the past five years, amid a period of high inflation (23%) and wage growth (28%), the cumulative increase in premiums has been similar at 24%. The back-to-back years of rapid increases have added more than $3,000 to the average family premium. Despite the rise in premiums, employees' share of the costs has remained stable but high.
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Similar markets
Yes • 50%
No • 50%
Benefits improved • 33%
Benefits remain the same • 33%
Benefits reduced • 33%
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Less than $50,000 • 25%
$50,000 to $100,000 • 25%
$100,000 to $150,000 • 25%
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Interest Payments • 25%
Defense Spending • 25%
Healthcare Spending • 25%
Social Security • 25%
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Moderate decrease (30-50%) • 25%
Small decrease (10-30%) • 25%
No significant change • 25%
