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How will Hong Kong's property price index change by mid-2025?
2
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Hong Kong property price index reports
Story
Hong Kong to Relax Mortgage Rules, Adjust Loan-to-Value Ratio to 70%
Oct 16, 2024, 04:59 AM
Hong Kong is set to relax its mortgage rules to allow lower downpayments for homebuyers amid a prolonged property slump. The policy, announced by Chief Executive John Lee in a policy address, will see the Hong Kong Monetary Authority (HKMA) adjust the loan-to-value ratio limit to 70% for residential properties. Non-residential property mortgage limits and the debt-to-income ratio will also be adjusted to the same level. This move is part of a broader policy stimulus from Mainland China aimed at benefiting the Hong Kong housing market and making it easier for young people to buy homes.
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